Friday 22 January 2010

Another source of good information and experiences

      You can find us....and scores of other foreigners living in Mexico....and share experiences, ask questions, and compare notes.   A complex and interesting site with divergent views, left and right, younger and older, from all over the Republic of Mexico.   Clic onto this link,  expat-blog.com - or, better yet, just clic onto the header above....Another source of good information and experiences....and you will wind up where you want to go.

Thursday 21 January 2010

Very interesting questions that have convoluted answers

       There is a Canadian who is married to an American woman, and they are in the postion of being able to retire early and travel.   The thing is that they still have some home-based business activities and some computer-based business that they enjoy.    It was their understanding that employment or operation of a business in Mexico is permitted only under the strictist regulation, registration (tax numbers, sales tax participation permits, etc.).    All of this is true.    BUT.....
       Usually, the continued operation of a computer-based business in a private personally owned or leased home/apartment/condo....will not be subject to any special interest from Mexican authority.   One of the reasons people do not like Mexico is because of the possible "arbitrary" administration of business and labour law.......and conversely, one of the reasons why people like Mexico is because one can normally do almost anything that is otherwise morally correct....and if you keep under the radar....don't strut and brag...keep it cool, calm, and collected....almost always nothing will happen to you.   This is especially true if you are dealing in small amounts of economic activity....either in cash....or in such a way that you can conduct your business banking still in the United States.   It is figured that the money in the bank in the United States will filter, legally, into Mexico and continue to fuel the demand-driven, free-enterprize economic sectors. 
      In terms of keeping things cool, calm, and collected...I would liken this to the difference between the low-class dancing and writhing and acrobatic celebrations in the end-zone when a  wide receiver scores a touchdown as opposed to the players who put the ball down or toss it to the referee, and/or who kneel and quickly cross themselves or point to the Cosmic Giver of Talent to express gratitude, and then return to their bench to enjoy the moment.....it's a matter of class.     If you want to do a little something in Mexico, then you should be like the second player, and not the first.
       One smiles a bit when the drunk at the end of the bar belts out with something like , "Yeah, in Mexico there ain't no laws....if you can get away with it, pay off the right people...then you're in like Flynn.    Yeah, I've been there a couple of times, and I know what I'm talkin' about."     The fact is that Mexico....at a national, state, and local level is heaped up with tons of plus-sized laws.   The Constitution of 1917, the basis of law in Mexico.....is a gargantuan document that, some joke, establishes the distance between parking meters in Tampico....on Tuesday.     The beer, wine, liquors, distillates, and alcoholic preparations law in Tamaulipas needs to have three camel caravans of 1,000 camels each to bring in the amendments to the next State Congressional session.....almost.   What is funnier than these absurd statements is that no one really laughs at these jokes, because everyone knows that the jokes are closer to the truth than not.
      In short, the problem in Mexico is not the lack of laws and regulations....it is the massive number of laws and regulations.    So, my rule of thumb is....if you are a younger person and you have found the perfect place in Mexico where you know that you are going to live for ten years or until Death do ye part, and you have the capital on-hand (roughly three times more than what you have calculated.......seriously), then I would recommend, strongly, to establish your beauty salon, book store, Pollo Loco franchise (a good choice, actually) strictly along the legal lines....including the Draconian labour laws (more about that later).  Take out the permits, take out your tax number, register your employees in Social Security (Mexico's sabre-toothed, giant ground-sloth socialized medical system{default}) or devise a slightly more expensive private insurance program for you and your employees {preferred},  hire the CPA, as required to do your quarterly filings for the employees' housing fund contribution, Christmas bonus escrow, scholarship contributions for employees' minor dependents, personal and/or small corporation anticipated income tax withholding, etc.etc.etc.
      If, however, you are a geezer....or even a pre-geezer.....then it seems that the attitude among authority is that you are not really going to be doing any damage to the employment picture.....that your pensions and other capital improvements that you are presiding over in Mexico, and your  incidental employment of people to do "temporary projects"...will be tolerated....if you happen to recieve guests in a two or three bedroom bed and breakfast operation.   One of the reasons people will work for you without coverage as required in the common labour package, is because you will probably pay 3 to 6 times more than the minimum otherwise required by law and be a "kinder and gentler" employer.    Just make sure to pay your ad valorem tax on your house and property, every year or at least every other year.     More on these taxes later.

     Remember, that your humble correspondent is not authorized, credentialled, or in any way qualified by any authority save for that which is provided by a half-century of experience....and by the experiences dating back to the 1880's of family members living in and doing business in Mexico.    Also,  free advice could be considered to be worth the cost.....but one should also consider that each case is at least slightly different from any other case.    Like the Old Arriero (mule & donkey pack train driver) said one time when trying to describe the Gringos to the people back in his village...."Yes, I saw many of them in Guadalajara....they are very big and pale....They are....how do you say....like the snow-flakes....they all look just alike, but they are all a little bit different."     That is the case with your circumstances concerning remunerated economic activity in Mexico.
        

Wednesday 20 January 2010

HELLO again from rural Mexico and/or deepest South Texas!!

FRIDAY, January 15, 2010


       Three "Winter Texans" encountered me as I came out of the HEB grocery near our place in Mission, asking if I were the same "crazy Gringo" who has a place in the interior of Mexico. It was a fairly predictable take-down.....one that occurs about three or four times per month. Usually they are folks who have been referred to me, or had me pointed out as "certifiable"....but that I could be considered at least a nominal authority about matters concerning Mexico. These folks were fairly normal in that they had the same reasonable questions and concerns about investing, living, and generally hanging around in Mexico. What I shall put in print below is a fair combination of this little meeting and perhaps a hundred others, at different times and in different places.

Point one
       A lot of folks have the idea that a Gringo can go to Mexico and live on 600 dollars a month. Please be aware that such is impossible, unless one would wish to diminish his standard of living to the extreme. To be blunt, my rule of thumb at this writing and under the economic conditions we are encountering, both good and ill, is that a minimum expenditure in an urban area for day to day living for a couple would be at least 2,000 American dollars/month. In some rural areas with adequate infrastructure and housing alternatives, a couple might be able to get along on 1,600 dollars per month.
      This usually would include about 300 to 500 dollars per month for a modest but comfortable house or apartment in a decent setting, and slightly less in the rural areas. In the rural areas there are fewer places to let, but they can usually be found with a little effort.


      Electricity, for instance, can be somewhat expensive, given what little the user may be powering. In our little place, for instance, we pay between 50 and 70 dollars every two months.....which seems reasonable....until one considers that we power a medium sized refrigerator, a few pig-tail lights and lamps and even fewer incandescent.....all of which are vigorously policed and turned off when not in use. There are two old-fashioned televisions, one of which is used quite a bit, and the other very seldomly, and two small air-conditioners, one in each bedroom.....which are also used very, very sparingly.


Point two
     It is all but necessary....I would go ahead and say unavoidable.... to take out essentially what is a Mexican passport....in the form of what is called Forma Migratoria - III, or the famous FM-3. This requires a visit to the Mexican counsul most convenient to the applicant. One must also have a valid American Passport, proof of income which can be earned without employment in Mexico which, at this writing, would be equivilant to about 1,600 American dollars per month.
     There are other somewhat mundane things, such as a letter to the indicated official of the Secretaria de Gobernacion expressing why the applicant would want to live in Mexico. Another is the provision of six passport photos.   With this document in hand the holder can purchase land anywhere in Mexico, with certain limitations concerning the size of tract, and with certain prohibitions concerning location of the land and/or house. The FM -3 also facilitates the engaging of everything from obtaining a telephone, satellite/cable television installation, and even making a longer term lease on a desired property. Normally, where purchases are not allowed, leases are....and in some cases....inheritable and renewable 99 year leases are permiitted.    It is also easier, sometimes requisite, to have your FM-3 in order to open a bank account or recieve money transfers.

Point three
     Buying and/or building a home may well not be the best alternative for a first-timer, or for a person who does not intend to be at his residence at least 80% of the time. In the opinion of the Old Gringo, it is best to "get one's feet wet", and rent or preferably lease for a year or so before jumping into the deep end of the pool. And...before even that.....the new Mexican "residente immigrante" should have either mastered the process of documenting his vehicle at the border for what is called "temporary importation" and/or how to master the Mexican autobus system. The Mexican bus transportation system is a marvel for those who can adapt, in that it provides comfortable medium and long distance travel for relatively inexpensive fares. Most 2nd class, and all 1st class and deluxe busses are almost almost always clean with functioning HACV systems, assigned seating (from the original terminal), clumsy but effective luggage control, and even terminals that are from survivable to pleasant.
     Another alternative for the newcomer that would beat hanging around in Mexico for excessively long and pointless periods of time is to take a couple of group tours....and enjoy them....no matter how funky they might be. Your objective on such a tour would not be to "survive" going to Mexico or to be entertained....but rather to determine if you can adapt to the order within the disorder, the contradictions, the inefficiencies, the food, the language,and so forth.


It will be my pleasure to continue my pontifications about the how's and why's and when's of doing things in Mexico, all from the point of view of one who....as Yogi would say...been that and done here.



Posted by The Old Gringo at 8:42 AM More later!




Peculiar but Worthy Question

     Another fellow was talking to me the other day and said that he had gone to Monterrey on a bus tour, and was amazed to have seen so many places along one of the highways they had travelled with little ramshackle structures, usually pretty neat, but strewn with old, dead tires.   There would be a sign with the word "vulcanizadora"... or the shorter "vulka"....and sometimes the little places would have a vehicle jacked up, apparently being attended to by some kind of specialist.
     Finally, it dawned on my travelling friend that he was seeing a tire-repair business, which specialized in the on-the-spot patching (parching) of tires with what the shopkeepers refer to as "breathing difficulties". 
We should take advantage of this question to urge any newcomers to driving, especially medium to long distances in Mexico, to make use of these places for any reparable condition your tires might have.   Although they look a bit ramshackle, the proprietors are magicians....whisking the tire off, taking the tire from the rim, locating and extracting, if need be, any foreign items in the tread...(nails, bolts, glass, etc.) and then sealing a good patch on the ailing tire's wound.
      Usually the whole process takes less than 12 minutes and normally costs from 30 to 50 pesos, depending on how much effort is involved.   It dawned on me that until I changed out my tires the other day, each of the old tires had been patched one or more times....(the poor right rear had 3 patches).
      It should also be pointed out that I have never had a "parche" (PAHR chei) fail.   It should also be pointed out that a person can have a tire taken off and checked for a leak and all the tires aired up to the appropriate level for 10 or 20 pesos.  (Remember the spare!)
      Now you have my plug for the independent roadside small businessman in Mexico.   These fellows will frequently make 10 to 15 times the daily minimum wage in Mexico....it's hard work...sometimes very hot or very cold...but it is all cash....morally correct work....and they, for some reason or another....seem to be uniformly competent and honest.   

Routine return from the Quinta to Texas & Weather problems

       Just arrived from the Quinta.....on a very cool day.....the President of Mexico is in Reynosa, cutting the ribbon to mark the ceremonial openning of the Anzalduas - Mission International Bridge. The bridge has been open for about a month already but there are a lot of things that both sides are trying to bring to a complete finish. The highway accesses have not been finished, and both sides are having staffing shortages, although it is not a 24 hour facility....that will come later, although it was promised at the beginning. And, there are the computerized identification systems that take pictures of one's face and license plate as that person comes and goes.....and once on the other side....as one goes and comes.     In any regard, we made it through town easily enough and had a short wait at the McAllen/Hidalgo - Reynosa Bridge .
       The period from December 23rd up to my return was written up by the gods of difficulty. One episode of very high winds and cold from the 24th through the 29th....along with a prolonged power outage due to the fact that the service offices were closed from the 24th through the 25th of December. We did manage to keep our water supply from the ejido because their pumps and systems were in an area that remained with power.....as did almost all areas. Then we had the outbreak that started up around the evening of the 6th of January and became increasingly bitterly cold....finally culminating in temperatures reaching down to 23 F on the morning of the 10th of January. Temperatures remained below 35 F for most of the period from 8 January through 12 January. It was miserable.
       Many of our plants werer killed or severely damaged, although just as many seemed to survive without major insult. Our various cats and dogs seemed to suffer only slightly.....but the girl cats fared best since I would let them stay inside. The big avacado tree that produced so well during the Summer appears to have made it through the cold with no damage. The royal poncianas that bloom out in solid red splashes during the Spring normally lose their leaves during the Winter, so this event simply solidified reality in that respect. It seems to me that the royal ponciana trees (flamboyan) will have little or no ill-result from this episode.
       There was a bit of freezing fog, freezing light rain, and very little snow. Higher up in the mountains we could see with binoculars that things were pretty well blanketed by snow and freezing rain, from about the 2,500 fasl point on upwards. The lowest temperature recorded in our area was -12 C which I believe is around 15 F...occurring at a point about 10 miles west of Cd. Victoria at an elevation of approximately 6,000 fasl....at a weather recording station on the old highway over the mountains that goes to Juamave and Tula.
       According to a weather poobah who was being interviewed on the local television channel, this December was the coldest composite in the history of records in Cd. Victoria....said records dating back to the 1870's. He also indicated that January was stacking up the same, although there are many days remaining in the month. It is interesting to note that while these figures are probably true, no single day's temperature, either as a low-low or a low-high, set any record. It was just the incessant hovering in the 50's and 40's, with many overnight lows coming in around 35 F or thereabouts.
        We were also favoured with a visit by some very kind and adaptable clients during the worst of the weather....arriving on the 8th of January. They went about their birdwatching in dismal conditions, enjoyed our parlour's fireplace and some pretty decent meals....warm room....hot showers.....and even a bit of televised sports and news. It was a father - son pair, very civilized and quite intellectual....so it made things a lot easier on Diana (who had to handle all her normal chores, plus the booking and reservations during times when even things in Mission - McAllen were complicated by power outages, grindingly frigid freezing temperatures, etc.)....as well as on Alvaro and me. It amazes me the high quality of folks we seem to be blessed with as guests.
       For a bit I shall be in and around the Mission - McAllen area...so more notes and observations from around here and the Ejido Francisco I. Madero will probably be showing up on our blog. Right now, early morning 13 January 2010, I'll be signing off only to return at some unpredictable time in the near future.


A Bit of Daily Life in the Ejido Francisco I. Madero

17 December 2009
       Just returned from the Quinta. It has been a very cold, almost totally foggy, rainy, grey period of slightly more than three weeks. There were a couple of episodes of dry and sunny, but in the main we have been watching and listening to the weather forecasts....ever concerned that the temperatures might decide to break through the critical 32 F degree threshold. During the period we picked up another four inches of rain, so things really should be ready to burst forth come Spring.     In the meantime, however, I burned a lot of firewood, did a lot of minor, intensive repairs and improvements, grumbling as I went. My piano and baseball hands and fingers are not well-suited to hammering, sawing, bolting, and the like. But, several little projects were succesfully completed.
       One of the biggest problems was that the TERMOGAS delivery truck never seemed to come by for his weekly visit; this as my gas supply steadily diminished from 31 pounds down to 19 pounds, which is the lowest I have ever had it. It was a matter of great reluctance to cook or use the bathroom heater, and my stinginess overrode my willingness to use a nice electric space heater Diana had bought some time back.
       Speaking of Diana and TERMOGAS reminds me of a time earlier this year when we had some especially nice clients, a professional couple.....who had come down looking for an out-of-the-way refuge just to relax. On the second day, Diana invited the lady to accompany her on a walk to buy a couple of liters of milk. In this place of simplicity and old-fashioned customs, it seemed like an easy matter....fifteen or twenty minutes to the store...a few smiles and nods at the local folks...and then a return to the Quinta where Diana and Dave could continue with cooking and the clients could return to their reading and relaxing.
       But.....first, Prince the dog has to come along, to guard "La Sen~ora and the Visitor" from the OTHER DOGS....I could hear their progress as they moved through the ejido based upon the barking of Prince and the OTHER DOGS as the girls made their way looking for a couple of liters of milk. The milk is usually a small and easy affair, but like Yogi always says sometimes,"The milk is easy to find, except when you need some". In the Ejido Francisco I. Madero there are numerous "convenience stores" which offer lesser to greater degrees of products and services. Some have an impromptu "service window" where a client can ask the owner for toilet paper, cigarettes, Coca Cola, or whatever and the owner will retrieve said order and proceed with the transaction. A few places actually have a door, display shelves, coolers, freezers, and a formalized order....even a cash register, perhaps. They are all friendly.....prone to draw out personal contact and conversation for ten to fifteen minutes longer than either the client or the store owner can afford. In the ejido, I would estimate that there are 14 such stores.....for a population of perhaps 500 people.....so one can imagine what the gross sales / net profit impact is.
       The wonder is that the availability of product....junk food, basics supplies (flour, corn meal, bread, cereal, milk, canned goods, etc.), ice, soda pop, tobacco, and so forth....is good and the quality is good to even excellent (except for fresh vegetables). So finding some Lala milk should be no problem. Right? First store...."No hay"....second store..."No hay"....third and fourth store "No hay"...and all the while the dogs are barking, Prince is barking....and, of course, doing disgusting dog - things because, after all, these dogs haven't seen each other for over two days. Each lady at her store indicates that "Se la encuentra por alla'..." motioning on to the next store. So the girls trudge on over the gravelly, uneven streets, although the plants, flowers, and growies at each pass are interesting to even charming. Many of the homes, when studied carefully, bespeak of a functional comfortability, more substantial than first-view would suggest. At each meeting of people, civilities are exchanged and the locals would really like to find out more about the new lady.....the client of the Gringo & Diana....because the National Anthem of the Ejido Francisco I. Madero is "Gossip".
       But, not only is there no "Lala" brand milk at any store (it's actually very fine quality....funny name, fine quality....like Borden's) , there is no milk under any label. "The truck is coming in an hour....we've been waiting for two days." is the refrain the girls hear at every stop. So the girls begin their return only to encounter the TERMOGAS truck coming down the street towards them. Waves and nods are exchanged and the truck passes them by. As they continue on, however, another lady is running towards them, shouting "Stop the truck, stop the truck...He's passed us by....Stop the truck!!" The catch here is that TERMOGAS is very good in terms of quality and service. The other two purveyors have....let us say...somewhat of a "reputation" for equivilating raw air and/or H2O with propane. So the folks, like your humble servant, prefer TERMOGAS.....I will use nothing but. In any regard, after about an hour or so the girls come back, along with Prince the dog, and not long after the cold delivery truck arrives at one of the nearby "convenience stores" and when all is said done all who wanted milk and propane had received their fill.
       But, that was then and this is now, and no TERMOGAS truck had come down even as I left yesterday morning. Alvaro assured me, however, that he would hog-tie and brand the driver and empty the contents of his tanks into the Quinta's tank before I return.
       So that you all might be able to judge and take note, I normally will buy about 17 dollars worth of propane every four weeks. This amount covers the use of one 30 gallon water heater, one small gas range, and the very occasional use of a medium-sized space heater that is essentially permanently anchored in the master bath. We are probably the largest purchasers of propane for domestic use. The electricity is much more formalized, with computerized billing, etc. We are charged around 900 to 1,000 pesos every two months for our electricity usage....which at this writing is about 55 to 70 dollars. We use a medium sized refrigerator, various lights (very judiciously), a couple of small, old-fashioned televisions, a couple of small air-conditioners very, very occasionally, and an electric pump to provide pressurized indoor plumbing to the house and a bit of irrigation for our gardens.
UPDATE:    The Termogas truck arrived a day after my departure, and Alvaro purchased 400 pesos worth of gas, and scolded the driver.

Tuesday 19 January 2010

Weather Damage Report from the Quinta

     Our mayordomo, Alvaro, just called to say that the bouganvillas are already showing new growth, at the tips of their branches, which is a good sign.     It means that the damage brought on by temperatures that plunged into the mid and low twenties last week did not deal a mortal blow to the twenty six bouganvillas we have perimeterizing upper and middle zones of our property. 
     Add to that the fact that the avocado is acting as if it had known no cold, as well as the powder-puff plant, the halaconia, the guayaba, and even the mango in the land "down under", that is closer to the Rio Corona's banks.

      Alvaro is a bit grumpy, because I have been dithering and dallying up here too long.   He is a complex man who wears many hats.   Among other things he has control of about 55  acres of sugar cane near a growing area adjacent to a town named Xicotencatl (hee koe TEHN kaet), about 70 miles on further south from our Quinta.   His mother lives in the town of about 20,000 people which is anchored by heavy agriculture, sugar cane, and the sugar cane processing plant, which is marked by its towering industrial chimney, visible for miles in the area. 
      Xicotencatl is situated on the first flat areas away from the Sierra Madre Oriental and directly east of, and  on latitude with,  the Biosphere of El Cielo, the environmental preserve noted for being the northernmost tropical cloud forest in the Americas.   It is a mystical and charming place....perhaps now over-studied, over-visited, and over-developed in many ways.....but it remains an interesting place with many nooks, crannies, and wondrous natural blessings.

     In any regard, Alvaro is one of four brothers and five sisters, all of whom survived birth and childhood.    They are all industrious and capacitated people with a work ethic that borders upon severe neurosis.   Alvaro,  for instance is a competent or even  master plumber, painter, concrete worker, cook, electrician, gardener, public relations specialist, carpenter, agriculturist, public water-system administrator (with license), among various other things.   He is also painfully honest, and cares for my cash better than I, myself.
     He is a short and slight man, primarily caucasian...Portuguese in appearance, with a square face, very pale skin and hazel eyes, and cheeks that turn ruddy after prolonged contact with the sun.   When not working, he can be seen strutting about in full cowboy regalia....nice, relatively expensive boots, hat, belt & buckle, dress shirt, and trousers or Levi's.

     Our neighbour, the owner of the Hacienda de la Vega next door and adjacent to the Quinta Tesoro de la Sierra Madre, points out that Alvaro is the best overseer in the Valley of the Rio Corona.   Also, he notes, that Alvaro is so jealous of anything moving around the Quinta the he sometimes becomes jealous of his own shadow.   I should note, quickly, that the Hacendado of the Hacienda de la Vega might be a bit jealous himself of the fact the Alvaro is associated with us and not with him.     This said, Alvaro imposes upon his counterpart Ciro (the mayordomo of the Hacienda de la Vega) for favours and renders favours readily when asked or needed by Ciro or the owners of the Hacienda de la Vega.
      The Quinta, and more especially the Hacienda de la Vega rather much anchor the "upper case" for the Ejido Francisco I. Madero.   And they form part of the "upper case" in the entire area of the zone around the Hacienda de Santa Engracia....about a mile to the east of our places.     Near the Hacienda de Santa Engracia there is another cluster of "upper case" people, including a couple of descendents from the last days of grandeur of said Hacienda.

     Mexico obsesses about "equality" and "democracy" in much of its official and public discourse.   But, in many ways it is, and I think always will be, more or less British in the notion that some people are born to one social position and others are born to another.   Like the girl from San Pedro de Garza Garcia, the ultra-wealthy city adjacent to Monterrey, said one time,"If it were not for me, 'they' would have no one to wait on"....
      Even as I make that old, stilted observation of part of the Mexican sociological construct, it should be pointed out that people on the lower end of the totem pole do have considerable recourse in administrative law and that the system of justice has gradually and grudgingly become more resistent to impunity in legal matters as it relates to the upper class .
     Oddities about this sociological situation is that people cannot come to your door if you are a member of what is passively, but rigidly, determined by the general populace to be of the "upper  case".     Such people are not really referred to as "blue bloods", "upper-class", Hacendados (hacienda owners, which can be a perjorative if said a certain way), or Privilejiados (privileged).     It is just known that there are certain places where one must knock or announce oneself at the gate, or the entrance to the property,  and  never the front door to the house.
      This is pointed out here, because Alvaro, much more so than I, is rigid in his enforcement of this unwritten cultural rule of the area.    In rural areas, this is still the rule through most of Northern Mexico to this day.

           In any regard, Alvaro....whom I always address as "Sargento Mayor"(Sergeant Major)...   has given us a report that, barring another serious cold outbreak, might mean that we can look forward to a healthy recovery from the shock of the first two weeks of January.     He is also hinting that he thinks we might need to "extend" the concrete post and wire-mesh fence that he began last summer along our eastern boundary with the adjoining landowner.   This would mean a couple of months of mixing cement and essentially hand-building nice concrete posts.    The above picture gives the viewer an idea of what a semi-dynamic duo looks like.   I am the "semi"  and Alvaro is the "dynamic".      Below, the reader will find Alvaro at work on the concrete posts during the summer of 2010.


       Here one can appreciate Alvaro's handiwork, making concrete posts up from scratch.    This was done during the Summer of 2009, pretty much singlehandedly.    This speaks to the point that any home situation for a Gringo in Mexico really should have a confidable, capacitated local individual who essentially adopts the well-being of the Gringo and his people as though they are his own.

    
                                                                                                                                                  

Going back to Questions & Answers...point number 4

point four -
     Among the reasonable questions and concerns expressed by potential permanent and/or semi-permanent retirees thinking about the Mexican alternative is the security issue.    Incessant stories in the American press about drug cartels, corruption, violence, "spill-over" into the United States, and other such unsavory things have reasonably affected the impression many people have about retirement, vacationing, or even walking across the border to buy a beer at a nice saloon in Progresso or Reynosa.



     (a)    To begin, the American press says that 6,000 people have been killed in the drug wars in Mexico, and even on my news channel, Fox News, a reporter states "In a little border town like Cd. Juarez, there have been over 1,000 killed in one year."    Ciudad Juarez is a city of 1,200,000.   Mexico is a country of 103,000,000 souls.    The number of people killed in drug trafficking disputes or as a result of drug addicts assaulting innocent citizens in the United States is reasonably estimated to be in the neighbourhood of 22,000 per year.   Which means, of course, that the rate of the drug trafficking violence in Mexico is almost exactly the same, on a per capita basis, as it is in the United States of America.



     (b)    Those of us who live in, work in, and frequent Mexico have a saying....and there are variations to this admonition.....that if you want to be secure in Mexico, make certain that you pay for your 5 tons of cocaine with valid, non-counterfeit American or Mexican cash, and that you inform neither the American police nor the Mexican Army or prosecutorial authority about from whom you bought the drugs....
     I recognize that this is a nearly sarcastic response...perhaps even sardonic...but it is true.   One could reasonably estimate that 90% of the homicidal violence in Mexico is intramural, pertaining to disputes between cartels.
      The Mexican Army, deployed in vigorous force by the present President, Felipe Calderon Hinojosa, has dealt repeated devastating blows to the Cartels.    Some 40,000 moderately to extremely well-trained soldiers and marines have honourably discharged their very dangerous duty, taken significant casualties, and delivered devestating, shredding, overwhelming destruction to demonic Drug Baron peacocks and their minions.   The fight is not over, but the victories are piling up.    Mexican civil authority is turning over people with warrants outstanding in the United States at a rate that would have been thought impossible 20 or even 10 years ago.  The Mexican Supreme Court has even rendered an official opinion that Mexicans who commit capital crimes in foreign countries do not have a reasonable expectation to not be extradited to the country of issue in the crime.   Literally hundreds of Americans, Mexicans, and other nationalities on the lamb seeking refuge in the "cactus jungle", have been "repatriated to their fate" in the United States during the past  five years.



(c)    The issue of "secuestros" is also a problem about which to be reasonably concerned.   The "express" kidnappings of people....not just the very wealthy, high profile personalities, but upper-middle class small business people as well.....is a concern, especially in Mexico City and certain areas near that MegaUrb.
       But, the "secuestros" rarely....very rarely..... involve Gringos.    The few times they have, of which I am aware, it remains true that in a majority of cases  drug trafficking is involved.    Another fact is that this problem can be easily  avoided is by staying in environments where you should stay....outside of known high-crime zones, red-light districts, and such dives.....and oddly enough, staying sober in areas away from your home.

      And, oddly enough, the Mexican aversion to the death penalty has diminished markedly because of the kidnappings....and now a wide majority of Mexican agree with the death penalty for "secuestradores" even if no-one is murdered during the kidnapping.   A capital sentence in Mexico is a European-like 30 years...and in some rare cases with aggravating circumstance...recently enacted....two 30 years sentences running consecutively, or a sentence of 50 years.



(d)      In my years, and especially during the recent Era of Violence, I have not seen one "firefight" or skirmish or significant military or police combat action.    And...remember, I live in the middle of the belly of the beast.    I do see, and pass through, scores of Army check-points, manned by young lads with huge French automatic rifles and Israeli sub-machine guns.    I pass convoys of heavy infantry units with Hummer mounted .50 caliber machine guns, and heavily armed company level infantry detachments.   I have been and am inspected by the Army at both permanent check-points and impromptu check-points....and HAVE NEVER BEEN ASKED FOR A FARTHING OR LOST ANYTHING TO PILFERING....in all my years of dealing with the military.   I am 62 years of age now, and made my first run into Mexico at the age of 2.    I owned and operated a deluxe excursion company in Mexico for the better part of 30 years, and I have been a permanent resident, FM-3 for the past 10 years.   These are the facts.



(e)       Cultural cockroaches exist in every race, ethnicity, nationality, and human arrangement.   My job and yours is to seek the environment that excludes contact with cultural cockroaches to the greatest extent possible....and then go about living.     Also, we should do whatever is prudent to push back in whatever small way we can against the cultural destruction caused by the easy money, criminal mentality.   That is what I do in Mexico, and that is what I do in the United States.



(f)        My living situation is in a very rural area....I am completely surrounded by Mexicans, there are no Gringos or other foreigners within  20 miles in any direction.....and most of our "anti-social" problems border on the comical.   A occasional alcohol-fueled dispute goes out of control at some "deposito" (place that sells beer for 'off premisis' consumption) every four or five moons, but even that is a mile or two away....although,  at times, I am asked to come and adjudicate, separate, and castigate the participants.    Even our graffitti is down....it was never really bad....but it has diminished over the months.



      Thanks for your attention....remember we invite comments, and will do our best to give you our honest, blowhard, pontificacious response.
      

Monday 18 January 2010

Some Technical Advice and Observations

     A word to those who might be interested.   At times it is difficult to edit and/ or amend a posting.   A little hitch in the system.     Also,  for those who would like to review some of our recent previous postings, sometimes there is a link at the lower right of the of the last posting which has the cryptic lable "older postings".....and it might behoove everyone to check in there with each visit.   !!

 Thanks for your attention to this advisory.

Getting ready to head south

     These next two or three days will find us buying little odds and ends to take back down to our little adobe hut.     Diana found an overhead, basket-style lamp shade that will complement our parlour, but I need to find new socket for it.     We shall also be buying a few groceries....always with the notion that if we can buy a bunch of stuff here, it will preclude the need for having to drive into Cd. Victoria to stock up.     It never seems to work out that way.....because other matters arise that  need to be taken care of ,   so we wind up having to drive into town anyway.
      The main things we might buy here is dog & cat food, fresh vegetables, and oddly enough, Mexican-produced fruit juices (JUMEX & VALLE brands especially).   This is pretty much for convenience.   Almost everything we buy can be found in Cd. Victoria for a similar price and quality, save for fresh chicken.   Some canned goods are a little more or a little less....but things like pickles are in short demand.   One have to learn the in's and out's of what is cheaper, better, or available.....and, above all, be flexible.
      For instance, I like chicken livers and gizzards....and the Mexican availability is good enough, because this fare is not necessarily something that calls for a "prime" stamp from the USDA.     I also eat "menudo" , something akin to English tripe stew, by preference, and the makings are readily available at the GRAN-D store where I shop...very clean, washed, and packed on styroboard backing and wrapped in tight cellophane.    The shrimp are fresh and relatively affordable, along with most fish from local fish farms (tilapia) and from nearby Gulf of Mexico sources (trout, sea bass, and red snapper).
      Oddly enough, and this is mentioned in our blog often, most of the beef, especially standard steaks...such as rib-eye, sirloin, and t-bone....ranges from really good to excellent....at or near prime after we finish its correct cold-aging at home.   That aging process, and a bit of trimming makes a red meat dish worthy of our guests.

      Right at this time the fuel costs in the McAllen area is around $2.579 for regular....and the peso is a bit strong at 12.60 pesos to 1 dollar.   That makes PEMEX regular the equivalent of around $2.80 per gallon.   So that will mean filling up on the Texas side this time.    The old Dynasty make about 31 miles to the gallon, so it takes about half a tank to make it down to our Quinta...or about 7 gallons.

    

Friday 15 January 2010

HELLO again from rural Mexico and/or deepest South Texas!!

FRIDAY,  January 15,    2010
     Three "Winter Texans" encountered me as I came out of the HEB grocery near our place in Mission, asking if I were the same "crazy Gringo" who has a place in the interior of Mexico. It was a fairly predictable take-down.....one that occurs about three or four times per month.     Usually they are folks who have been referred to me, or had me pointed out as "certifiable"....but that I could be considered at least a nominal authority about matters concerning Mexico. These folks were fairly normal in that they had the same reasonable questions and concerns about investing, living, and generally hanging around in Mexico. What I shall put in print below is a fair combination of this little meeting and perhaps a hundred others, at different times and in different places.


Point one 
         A lot of folks have the idea that a Gringo can go to Mexico and live on 600 dollars a month. Please be aware that such is impossible, unless one would wish to diminish his standard of living to the extreme. To be blunt, my rule of thumb at this writing and under the economic conditions we are encountering, both good and ill, is that a minimum expenditure in an urban area for day to day living for a couple would be at least 2,000 American dollars/month. In some rural areas with adequate infrastructure and housing alternatives, a couple might be able to get along on 1,600 dollars per month.
      This usually would include about 300 to 500 dollars per month for a modest but comfortable house or apartment in a decent setting, and slightly less in the rural areas. In the rural areas there are fewer places to let, but they can usually be found with a little effort.
     Electricity, for instance, can be somewhat expensive, given what little the user may be powering. In our little place, for instance, we pay between 50 and 70 dollars every two months.....which seems reasonable....until one considers that we power a medium sized refrigerator, a few pig-tail lights and lamps and even fewer incandescent.....all of which are vigorously policed and turned off when not in use. There are two old-fashioned televisions, one of which is used quite a bit, and the other very seldomly, and two small air-conditioners, one in each bedroom.....which are also used very, very sparingly.

Point two
      It is all but necessary....I would go ahead and say unavoidable.... to take out essentially what is a Mexican passport....in the form of what is called Forma Migratoria - III, or the famous FM-3. This requires a visit to the Mexican counsul most convenient to the applicant. One must also have a valid American Passport, proof of income which can be earned without employment in Mexico which, at this writing, would be equivilant to about 1,600 American dollars per month.
     There are other somewhat mundane things, such as a letter to the indicated official of the Secretaria de Gobernacion expressing why the applicant would want to live in Mexico. Another is the provision of six passport photos.
      With this document in hand the holder can purchase land anywhere in Mexico, with certain limitations concerning the size of tract, and with certain prohibitions concerning location of the land and/or house. The FM -3 also facilitates the engaging of everything from obtaining a telephone, satellite/cable television installation, and even making a longer term lease on a desired property.   Normally, where purchases are not allowed, leases are....and in some cases....inheritable and renewable 99 year leases are permiitted.

Point three
     Buying and/or building a home may well not be the best alternative for a first-timer, or for a person who does not intend to be at his residence at least 80% of the time. In the opinion of the Old Gringo, it is best to "get one's feet wet", and rent or preferably lease for a year or so before jumping into the deep end of the pool. And...before even that.....the new Mexican "residente immigrante" should have either mastered the process of documenting his vehicle at the border for what is called "temporary importation" and/or how to master the Mexican autobus system. The Mexican bus transportation system is a marvel for those who can adapt, in that it provides comfortable medium and long distance travel for relatively inexpensive fares. Most 2nd class, and all 1st class and deluxe busses are almost almost always clean with functioning HACV systems, assigned seating (from the original terminal), clumsy but effective luggage control, and even terminals that are survivable to pleasant.

       Another alternative for the newcomer that would beat hanging around in Mexico for excessively long and pointless periods of time is to take a couple of group tours....and enjoy them....no matter how funky they might be. Your objective on such a tour would not be to "survive" going to Mexico or to be entertained....but rather to determine if you can adapt to the order within the disorder, the contradictions, the inefficiencies, the food, the language,and so forth.
       It will be my pleasure to continue my pontifications about the how's and why's and when's of doing things in Mexico, all from the point of view of one who....as Yogi would say...been that and done here.
Posted by The Old Gringo at 8:42 AM    More later!